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by Guest Author Martin K. Bayne

You awake at 3:00 AM,  drenched in sweat, paralyzed and unable to remember the name of -- or call out to -- your spouse of 20 years.

Four days later, in the  Neurological Intensive Care Unit, your attending physician explains that you've  had a "cerebral vascular accident," a stroke. Talk will soon turn to post discharge planning, skilled nursing facilities, adult day care, speech therapy,  and the "spend down" of your life savings. Your children, scattered across the  country, and with families of their own, are torn between the need to protect  the continuity of their own lives, and their roles as potential caregivers. Ironically, despite your sudden loss of independence and the daily challenges of  any protracted medical condition, it is your spouse who will suffer the longest  and hardest during the months and years that follow. You may recover from the stroke, but it is unlikely your spouse will ever regain her/his equilibrium -  chronic stress, anxiety, and depression will continue long after you have  survived your brush with death.

As the bills for the skilled nursing care and medical equipment begin to pile up, and the expanded world you were part of begins to shrink, claustrophobia sets in and you first  experience the "dark moment": the moment you realize that your very survival exacts a heavy toll on those you love the most; a moment that your own mortality  becomes negotiable. It becomes crystal clear: the longer you live in this condition, the more your family will suffer psychologically, emotionally and financially. Now your feelings of helplessness turn to despair and panic -- like  a person who is slowly being pulled into a piece of farm machinery; the outcome  inevitable, but powerless to intervene.

Welcome to the world of  long-term care.

Arthur Schopenhauer, perhaps the most influential philosopher of the nineteenth century, described  the three stages in the recognition of any truth: first, it is ridiculed; next, it is resisted; and finally, it is considered self-evident.

Our long-term care (LTC) delivery system is on the brink of collapse, and most Americans are either unaware of or indifferent to this reality.

"There's a train wreck up  ahead waiting to happen, Mr. President, and I'm afraid it's going to be ugly" I told Jimmy Carter during a phone conversation we had in 1998 on the subject of aging and long-term care - a conversation I've also had with more than thirty  members of Congress and a number of leaders in the private sector.

Today, more than 70 million  Baby Boomers are passengers on that train - a train with no engineer or  brakeman, traveling hundreds of miles per hour faster than it was designed  to.

As the train continues to  pick up speed, three of the nation's largest nursing home chains have recently  sought protection from their creditors in the courts, citing that Medicaid  cutbacks mandated by the 1997 Balanced Budget Act, and the US Health Care  Financing Administration's (HCFA) new Prospective Payment System (PPS) have  created "an untenable and severelyprejudicial financial environment."

Even the insurance industry  is beginning to show signs of concern. The recent announcements that Fortis and  the Travelers were selling their LTC insurance divisions sent shock waves  through the financial services sector, setting the stage for what now appears to  be an inevitable series of consolidations, mergers and acquisitions.

Do I have your attention?  Good, because now that I've taken the time to painstakingly lay the groundwork,  it's time to tear down the entire foundation and tell the truth.

This nation's current  long-term care crisis has little to do with long-term care. Oh, the metaphorical train is real alright, as is the unnecessary suffering of countless elders who will live out their last days in abject despair. But "unprecedented population  demographics," lack of private long-term care insurance, or congressional  indifference are not the root cause of, or the solution to, this crisis.

The real crisis we face is one of aging, a human condition for which we have very little tolerance or empathy.

In America, the natural  cycle of birth and death has been replaced with slick ads from 35-year-old  Madison Avenue executives. And as Dr. Ken Dychtwald continues to share his  vision of 'perfect aging' with his anecdotes of 92-year-old couples who bench  press their grandchildren before breakfast, the cover of Modern Maturity now touts provocative glossies of Susan Sarandon and Sophia Loren as examples of 21st Century gerontological miracles.

We are a nation of extraordinary individuals. To paraphrase Dickens, the very best and worst of what mankind has to offer can be found in these 50 states. And amidst our  comings and goings, our victories and defeats, and the ongoing, ubiquitous collection of "stuff," we grow older.

In a tradition that  predates time itself, we age, preparing for the day when we will completely and  irrevocably surrender, allowing our form to return to Spirit. And yet, despite  the certainty of our aging and death, we battle in ways that would embarrass even Dylan Thomas.

What is the "essence" of the problem? Frail elders are not hearty producers or consumers. We understand  the logic of the marketplace, but we draw a blank when it comes to primordial imperatives. In short, we embrace the 80-year-old who is still a successful  entrepreneur - until they become weak or frail.

On Jan. 5, 2000, the Governor of my home state, George Pataki, delivered his State of the State  Address. Seven thousand, two hundred and fifty two words, and not one mention of  the challenges the face our state's frail elders. This, in spite of a state  budget that earmarks more money for long-term care than any other item except education. Imagine. he managed to talk about our "prison population," but not a word about our population of elders.

Recently I spoke at length with Oren Lyons, Faithkeeper, Turtle Clan, Onondaga Nation, Haudenosaunee, Six Nations, Iroquois Confederacy about the subject of aging and our elders.

Chief Lyons, now 70, said, "...when an elder speaks they carry an authority and wisdom that only comes with  age and experience - when the sharp emotions of youth are worn down and rounded. There is a standard in the Natural World, where the elders always are, in which  they are perceived as leaders. In a buffalo herd, the eldest is the leader. In the forest, the oldest, largest trees are the most fruitful and productive. They are the great seed bearers.

If you look only to the  Natural World, you will see the value that nature places on aging.

In many of today's industrial nations, they generate their power and authority from youth - they build their foundation on the strength of their young, and this is a great loss; a great disconnect between that society and their elderly.

The vision of Chief Lyons  is not "new age" or even new for that matter. It is simply a manifestation of the natural world - a world that many of us have become strangers in.

Martin K. Bayne

Mr. Bayne can be reached at mkbayne@alum.mit.edu or www.mrltc.com with any questions or comments. 

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