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What your state lets you keep effective 1/1/2011
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The table below gives the minimum assets and income each state allows nursing-home residents and their spouses to keep. The federal government sets new minimum and maximum amounts each year, but states can set their own minimum requirements at any level between the federal limits.

State

Your asset allowance

Your spouse's minimum asset allowance

Your personal monthly needs allowance

Your spouse's minimum monthly income allowance

Alabama*

$2,000

$25,000

$30

$1,822

Alaska*

$2,000

$109,560

$75

$2,739

Arizona*

$2,000

$21,912

$93.45

$1,822

Arkansas*

$2,000

$21,912

$40

$1,822

California

$2,000

$109,560

$35

$2,739

Colorado*

$2,000

$109,560

$50

$1,822

Connecticut

$1,600

$109,560

$69

$1,822

Delaware*

$2,000

$25,000

$50

$1,822

District of Columbia

$2,600

$109,560

$70

$2,739

Florida*

$2,000

$109,560

$35

$1,822

Georgia*

$2,000

$109,560

$30

$2,739

Hawaii

$2,000

$109,560

$30

$2,739

Idaho*

$2,000

$21,912

$40

$1,822

Illinois

$2,000

$109,560

$30

$2,739

Indiana

$1,500

$21,912

$52

$1,822

Iowa*

$2,000

$24,000

$50

$2,739

Kansas

$2,000

$21,912

$50

$1,822

Kentucky

$2,000

$22,000

$40

$1,822

Louisiana

$2,000

$109,560

$38

$2,739

Maine

$2,000

$109,560

$40

$1,822

Maryland

$2,500

$21,912

$66

$1,822

Massachusetts

$2,000

$21,912

$72.80

$1,822

Michigan

$2,000

$21,912

$60

$1,822

Minnesota

$3,000

$31,094

$89

$1,822

Mississippi*

$2,000

$109,560

$44

$2,739

Missouri

$1,000

$21,912

$30

$1,822

Montana

$2,000

$21,912

$50

$1,822

Nebraska

$4,000

$21,912

$50

$2,739

Nevada*

$2,000

$21,912

$35

$1,822

New Hampshire

$2,500

$21,912

$56

$1,822

New Jersey

$2,000

$21,912

$35

$1,822

New Mexico*

$2,000

$31,290

$58

$1,822

New York

$4,150

$74,820

$50

$2,739

North Carolina

$2,000

$21,912

$30

$1,822

North Dakota

$3,000

$109,560

$60

$2,267

Ohio

$1,500

$21,912

$40

$1,822

Oklahoma*

$2,000

$25,000

$50

$2,739

Oregon*

$2,000

$21,912

$30

$1,822

Pennsylvania

$2,400

$21,912

$45

$1,822

Rhode Island

$4,000

$21,912

$50

$1,822

South Carolina*

$2,000

$66,480

$30

$2,739

South Dakota*

$2,000

$21,912

$60

$1,822

Tennessee*

$2,000

$21,912

$40

$1,822

Texas*

$2,000

$21,912

$60

$2,739

Utah

$2,000

$21,912

$45

$1,822

Vermont

$2,000

$109,560

$47.66

$1,822

Virginia

$2,000

$21,912

$30

$1,822

Washington

$2,000

$45,104

$57.28

$1,822

West Virginia

$2,000

$21,912

$50

$1,822

Wisconsin

$2,000

$50,000

$65

$2,333.33

Wyoming*

$2,000

$109,560

$50

$2,739

* These are "income cap" states. If your income is higher than $2,022 a month, you cannot qualify for Medicaid even after spending down all assets, unless you set up a Miller trust.

 

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