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I am a Long Term Care Insurance (LTC) specialist working in Southeastern
North Carolina and have been in the insurance and investment business
since January 1972. My company focuses on helping clients to create, conserve
and distribute their wealth.
Long Term Care is the greatest threat to any current or future financial
plans. There are many misconceptions about Long Term Care needs.
Most people think of LTC as being Nursing Home care when in fact
less than 20% of LTC patients are in a nursing home. 80%
of LTC patients are in Home Health Care, Adult Day Care or at Assisted
Living Facilities. 40% of LTC is for people aged 18-64 as a result
of accidents, strokes, aneurisms and other forms of disability.
Since there is a greater than 50% chance that all of us will
need long term care in our lifetime, I feel that Long Term Care
Insurance is paramount to our financial security.
I represent the top rated Long Term Care Insurance companies and specifically
tailor the plans to your needs. My goal is to not only market these products
through sales...but to educate consumers and give them the most up to
date information on the subject of Long Term Care Insurance and issues.
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