LTC Consultants provides long-term care insurance training to agents and educates consumers with information about long-term care insurance. This website contains reports and articles about caregiving, assisted living, nursing homes, aging, senior living and elder care, home health care and other long-term care related articles. Also read excerpts from Phyllis Shelton’s Long-Term Care: Your Financial Planning Guide, with articles about life insurance and annuity policies, viatical and life settlements, reverse mortgages, Medicaid for Long-Term Care patients, senior benefits including Medicare and Medicare Supplements.
JUST RELEASED. PHYLLIS SHELTON'S NEW 2008 BOOK!  BUY this book!

What's New ?

• New website to help baby boomers with aging parents
• Caregiverlist.com Helps Families Find Quality Senior Care
• A Buffet of Resources for Caregivers
• New Website That Links Home Care Workers With Families Who Need Help
• Hiring an Independent Caregiver
• Adult Caregiving: Information, Advice and Support Guide
• Resources for Caregivers 2007
• Aging in Place with Home Modifications
• Long-Term Care Trust Account Act of 2007
• Checklist for hiring paid caregivers
• New Guide for Long-Distance Caregivers
• New Web Service for Long Distance Caregivers
• Terry Savage is an advocate for long-term care insurance - make no mistake about it.  She does an excellent job in keeping this crucial insurance protection in front of the public.  I can add only that compound inflation is best, not simple, as long-term care costs are growing about 5.8% per year (source: Center for Medicare and Medicaid Services, Health Affairs – Web Exclusive, p. W5-74, 2/23/05 (5.8% projected growth rate for long-term care 1993-2014) Click here for article.
• Medicare Releases Final Rules for New Drug Program
  Click here for updated fact sheet about the Medicare Prescription Drug Program. For complete details, see Appendix A in my 2007 book!
  Click here for the final rules.
• Harvard Magazine interviews Phyllis Shelton for LTCI article

Click Here for Headline News about Long-Term Care Issues!

• Resource for Long-Distance Caregivers
• 15 Ways to Take Care of Your Elderly Parents
• I have long been a fan of Harry Margolis, "The Elder Law Report" and now this online newsletter, ElderLawAnswers. You can get a free subscription to this online publication as a site visitor, and you can even get state specific information on the website, which is concise and so helpful. I was very pleased to have my book reviewed on the site on August 11th. Here's the link to the review. And it's a great site if you're looking for a qualified elder law attorney!
• What's Happening with the PBS "And Thou Shalt Honor" caregiving efforts?
  The White House has endorsed a series of town hall meetings on caregiving that will be sponsored by the Thou Shalt Honor Foundation. Jim Towey, the White House Director of Faith-Based and Community Initiatives, says "I commend this effort to honor and care for our frail elderly," Towey said. The full text of the letter follows at http://atsh.org/town_hall/wht_hs.html
• Make short work of getting long-term care insurance
  Hurry. Wake up. If you're over 50--or your parents are--please take this advice. For years, I've been urging you to buy long- term care insurance. These new policies pay benefits for home health care, as well as care in a nursing home. They've become so popular that now some of the best deals are disappearing fast. more>>
• Find a qualified LTC Insurance agent in your area! Click on our LTC Agent Finder Map!
• If you can answer "Yes" to these two questions, then this medicine assistance program may help!
• Real-Time Ratings - View the latest company credit rating actions as they are issued!
• Got Questions about Long-Term Care ??? Check out our in-depth LTC Reports!
• Should YOU Consider Long-Term Care Insurance?