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Free brochure to share with all you know to save state budget dollars for education and public safety

I’ve been trying since July 2010 to bring attention to the fact Americans think deciding to insure for long-term care is a personal choice, affecting only them. Americans are really choosing between paying long-term care insurance premium which leaves dollars in the state budget for education or not buying LTC insurance, which diverts state budget dollars to Medicaid instead of to education and other vital services. Today’s article in The Tennessean newspaper corroborates that fact by saying increased Medicaid spending “means there is less money for education, transportation and innovation”. Please download this free brochure and give it to everyone you know to help save precious budget dollars for education and public safety. At no time in our nation’s history have these two needs been more evident that in the tragedies we are witnessing in our schools.

Real Choice Brochure for Consumers - FOR VIEWING (pdf)

Real Choice Brochure for Consumers - FOR PRINTING (pdf)


LTC Consultants provides long-term care insurance training to agents and educates consumers with information about long term care insurance. This website contains reports and articles about caregiving, assisted living, nursing homes, aging, senior living and elder care, home health care and other long-term care related articles. Order Phyllis Shelton’s Protecting Your Family with Long-Term Care Insurance with articles about whether or not to self-insure or buy combo life insurance and annuity policies or a traditional LTC insurance plan. The book also contains ideas for people who don't qualify for LTC insurance such as Medicaid, life settlements, reverse mortgages, critical illness and also contains in-depth information about Medicare, Medicare Advantage and Medicare Supplements.


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