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Additional Resources

Long-Term Care: Your Financial Planning Guide LTC Consultants—ask for it in major bookstores to bump up circulation! Or 800-844-4893,
website: www.ltcconsultants.com

CSA Designation(Certified Senior Advisor)—800-653-1785 www.society-csa.com

Association of Health Insurance Advisors—703-770-8252 www.ahia.net

National Association of Health Underwriters— 703-276-0220 www.nahu.org

LIMRA (Life Insurance Market Research Association)—800-235-4672 www.limra.com

CLTC Designation— see website for schedule. Corporation for Long Term Care website: www.ltc-cltc.com

American Association for Long-Term Care Insurance and LTCI designation through HIAA—818-597-3227 www.aaltci.org


The Elder Law Report, by Harry Margolis, 800-562-1973 for monthly subscription

E-mail Newsletters:

Center for LTC Financing, 425-467-6840 (info@centerltc.org or www.centerltc.org)
for “LTC Bullets” subscription.

The Elder Law eBulletin, by Timothy L. Takacs, Certified Elder Law Attorney, free
subscription, www.tn-elderlaw.com/telb.html

LTC e-Wire (National Underwriter's electronic LTCI newsletter) - www.nationalunderwriter.com/ltc/ewire.asp


Insurance Letter from Insurance-Portal.com, 888-282-1765, insletter@aol.com (general newsletter about insurance industry)


Wall Street Journal—800-568-7625 www.wsj.com, USA Today—800-872-0001

National Underwriter, life and health newspaper—800-543-0874

Financial Services Advisor (formerly Life & Health Insurance Sales), bi-monthly magazine, 800-356-5936 (regular articles—Phyllis Shelton)

Industry magazines such as HRfocus—212-244-0360 www.ioma.com Benefits
www.iscebs.org, Health Insurance Underwriter (National Association of Health Underwriters) —703-276-0220, Life Insurance Selling, Advisor Today (National Association of Insurance and Financial Advisors), Broker World, Best’s Review, Senior Market Advisor—303-397-7600, Life & Health Advisor—888-578-8025, and can be extremely helpful.

Business Insurance, weekly newspaper on the insurance industry—888-446-1422

Contemporary Long-Term Care, www.cltcmag.com (excellent magazine about the home health industry)


There's No Place Like A Nursing Home, Karen Shoff, 2003, Invisible Ink Publishing, ISBN 0-9716847-0-7

The Notebook, Nicholas Sparks (a long-term care love story—major bookstores, internet)

Long-Term Care Insurance, The Complete Guide, Harry W. Crosby—803-736-7412; website: www.long-termcareinsurance.com

Health Affairs, Project HOPE, www.healthaffairs.org (bimonthly publication that is
excellent to follow health issues)

When Caring Isn’t Enough, S. Larry Feldman, CLU—847-692-6378

Financial Planning for the Older Client, Dana Shilling, J.D., copyright 2001, and How to Sell Long-Term Care Insurance, Jeff Sadler, 2001, both available through National Underwriter, 800-543-0874, www.nuco.com

Healthy Aging, Challenges and Solutions, 1999, AgePower 1999 (sequel to AgeWave)AGEWAVE, 1989. Authored by Kenneth Dychtwald, PhD. Major (bookstores/Internet.)

How to Protect Your Life Savings, Harley Gordon, Attorney at Law, 2001—877-771-2582

All About Medicare, available through National Underwriter—800-543-0874

McSweeney, Mary Helen, Long-Term Care: An Emerging Employer Benefit,World-At-Work, 2002 - 480-951-9191, www.worldatwork.com

Lipson, Benjamin, J.K. Lasser's "Choosing the Right Long-Term Care Insurance", JohnWiley & Sons, Inc., 2002 (Some of the self-employed tax info isn't correct, but there appears to be lots of common sense in the book)

Reports: (in addition to those cited in source information in materials)

National study of rate increases for all companies that have done business in California:

The Medicare Handbook and Medicare: 85 Commonly Asked Questions, available from the Social Security Administration or AARP—800-424-3410

Medicaid Estate Recovery: A Survey of State Programs & Practices, by Charles P. Sabatino & Erica Wood. Available through AARP, Publication # 9615, September 1996—800-424-3410

AARP’s Public Policy Institute Questions & Answers on Medicaid Estate Recovery for Long-Term Care Under OBRA ‘93, 800-424-3410 or online @ www.research.aarp.org/health/d16443_estate_1.html

“Reforming the Health Care System: State Profiles 2001”, AARP Public Policy Institute, 2002, 202-434-3890

Rate Increases by LTC Insurance Companies, by David G. Larson, Larson Long-Term Care Group—425-820-6650

“State Assisted Living Policy: 2001”, National Academy for State Health Policy, Sponsored by Dept. of Health and Human Services, Office of the Assistant Secretary for Planning and Evaluation, to order go to www.nashp.org or call—(207) 874-6524

FACTS and TRENDS: The Assisted Living Sourcebook 2001, National Center for Assisted Living, www.ncal.org

FACTS and TRENDS: The Nursing Facility Sourcebook 2001, American Health Care Association, www.ahca.org


Agency for Health Care Research and Quality Report Order Line—800-358-9295

American Business Directories: 402-593-4500 www.d.net.com/min/min30095.htm

AmericaOnline and other internet service providers—current newspaper & magazine info on-line

Elder HelpLine—800-262-2243

General Accounting Office Report Order Line—202-512-6000

Health Insurance Association of America’s long-term care insurance surveys—202-824-1600 Website: www.hiaa.org (2000 Buyer’s Guide can be ordered for $55 at
www.hiaa.org/pubs/pubs-titles/research.htm) as well as HIAA's newest reports, "LTC Insurance in 1998-1999" and "Who Buys Long-Term Care Insurance in the Workplace? A Study of Employer Long-Term Care Insurance Plans, 2000-2001")

MetLife Mature Market Institute studies, MatureMarketInstitute@metlife.com

Web Sites:

Assisted Living and Nursing Home Resources

American Health Care Association: www.ahca.org

Assisted Living Facilities for Seniors: www.helpguide.org/elder/assisted_living_facilities.htm

Assisted Living Federation of America: www.alfa.org

Assisted Living Info: www.assistedlivinginfo.com

Consumer Consortium on Assisted Living: www.ccal.org

LeadingAge: www.leadingage.org

National Academy for State Health Policy (state assisted living practices) www.nashp.org

National Center for Assisted Living: www.ncal.org

Nursing Home Compare – www.medicare.gov

SeniorHomes.com: www.seniorhomes.com

Sharp Seniors: www.sharpseniors.com

Caregiving Resources

Alzheimer’s Association: www.alz.org

Caregiver information: www.caregiver.com

Family Caregiver Alliance: www.caregiver.org 

Glibert Guide: www.gilbertguide.com (excellent guide to LTCI providers)

National Alliance for Caregiving: www.caregiver.org

National Family Caregivers Association: www.nfcacares.org

Well Spouse Foundation: www.wellspouse.org

Elder Law Resources

ElderLaw: www.elderlawanswers.com

Elder Law Bulletin: www.tn-elderlaw.com

National Academy of Elder Law Attorneys: www.naela.org

National Senior Citizen’s Law Center: www.nsclc.org

Geriatric Care Management and Social Service Resources

National Association of Professional Geriatric Care Managers: www.caremanager.org

National Association of Social Workers: www.socialworkers.org

Government Websites and Statistics

Medicare & Medicaid Info: www.cms.hhs.gov and www.medicare.gov

National Center for Health Statistics (national nursing home, home care and hospice surveys):  www.cdc.gov/nchs

National Conference of State Legislators:


Thomas Library of Congress (legislation website): http://thomas.loc.gov

Urban Institute (long-term care government research): http://www.urban.org/health/index.cfm

U.S. Administration on Aging: www.aoa.gov

U.S. Census Bureau: www.census.gov

U.S. Government Accountability Office: www.gao.gov

Health Care

Agency for Health Care Research and Quality: www.ahrq.gov

American Psychological Association: www.apa.org

Kaiser Family Foundation: www.kff.org

Health Insurance and Benefits

America’s Health Insurance Plans: www.ahip.net

Benefits Checkup: www.benefitscheckup.org

Blue Cross of California (Medicare MSA in California): www.bluecrossca.com

Unicare Life and Health Insurance (Medicare MSA Provider): www.unicare.com or 888-211-9813

Home Care and Hospice Resources

Home Care Compare: www.medicare.gov

National Association for Home Care and Hospice: www.nahc.org

Right at Home: www.rightathome.net

Visiting Nurse Associations of America: www.vnaa.org

Life Settlements

Life Insurance Settlement Association: www.lisassociation.org

Life and Viatical Settlements: The Heritage Group – www.HeritageGroup.us

Life Settlements: Ashar Group, LLC - www.ashargroupllc.com

Long-Term Care

MetLife Mature Market Institute: www.maturemarketinstitute.com

National Clearinghouse for Long-Term Care: www.longtermcare.gov

“Own Your Future” Federal Long-Term Care Consumer Education Campaign: http://www.aoa.gov/ltc/awareness_campaign.asp

Long-Term Care Insurance

American Association for Long-Term Care Insurance: www.aaltci.org/consumer/started.html

LTC Consultants:  www.ltcconsultants.com

Long-Term Care Rate & History Guide: www.insurance.ca.gov/0100-consumers/0060-information-guides/0050-health/ltc-rate-history-guide/index.cfm

Center for Long-Term Care Financing: www.centerltc.com

Prescription Drug Information and Assistance

American Medical Pharmaceutical Outlet: ww.medshelp4u.com

The Medicine Program: www.themedicineprogram.com

Prescription Assistance Programs: www.disabilityresources.org/RX.html

Medicare Part D Information: www.medicare.gov

Print Publications

Health Affairs (health policy journal): www.healthaffairs.org

Long-Term Care Provider Newsletter: www.longtermcareprovider.com

USA Today: www.usatoday.com

Wall St. Journal: www.wsj.com

Reverse Mortgage Resources

National Reverse Mortgage Lenders Association: www.reversemortgage.org

Reverse Mortgage information: www.reversemortgagenation.com

Senior/Elder Care Information

AARP Public Policy Institute:  www.aarp.org/research

Careguide: www.careguide.com

ElderCare Online: www.ec-online.net

Eldercare Facilities: www.eldercarelink.com

Eldercare Locator: www.eldercare.gov

ElderWeb Online Eldercare Sourcebook: ww.eldercareweb.com

Gerontological Society of America: www.geron.org

National Council on Aging: www.ncoa.org

PACE (Program for All Inclusive Care for the Elderly): http://www.cms.hhs.gov/pace/

Government Web Sites

Thomas Library of Congress: http://thomas.loc.gov (legislation updates, research bills and congressional committee reports, etc.)

Federal LTC program: www.opm.gov/insure/ltc

General Accounting Office: www.gao.gov

Centers for Medicare and Medicaid Services (formerly Health Care Financing
Administration) www.cms.gov

Medicare: www.medicare.gov

National Center for Health Statistics, www.cdc.gov (National nursing home survey)

U.S. Census Bureau, www.census.gov

Direct Mail List

Reponse Mail Express—800-795-2773 www.seminarsuccessatsea.com

Senior Direct—214-342-1166 www.targetleads.com

Kramer Lead Marketing, 11884 Greenville Ave #106, Dallas, TX 75243,
(972) 644-6000, Fax (972) 644-774

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